Credit card fraud!
Be sure to read Scene 3.
People sure stay busy trying to cheat us, don't they?
A friend went to the local gym and placed his belongings in the locker.
After the workout and a shower, he came out, saw the locker open, and
thought to him, 'Funny, I thought I locked the locker ' He dressed and just flipped the wallet to make sure all was in order.
Everything looked okay - all cards were in place.
A few weeks later his credit card bill came - a whooping bill of Rs.64,000/-.
He called the credit card company and started yelling at them, saying that he did not make the transactions.
Customer care personnel verified that there was no Mistake in the system and asked if his card had been stolen. 'No,' he said, but then took out his wallet, pulled out the credit card, and yes - you guessed it - a switch had been made. A n expired similar credit card from the same bank was in the wallet.
The thief broke into his locker at the gym and switched cards.
Verdict : The credit card issuer said since he did not report the card missing earlier, he would have to pay the amount owed to them.
How much did he have to pay for items he did not buy?
A man at a local restaurant paid for his meal with his credit card.
The bill for the meal came, he signed it, and the waitress folded the receipt and passed the credit card along.
Usually, he would just take it and place it in his wallet or pocket.
Funny enough, though, he actually took a look at the card and, it was the expired card of another person.
He called the waitress and she looked perplexed.
She took it back, apologized, and hurried back to the counter under the watchful eye of the man.
The entire waitress did while walking to the counter was wave the wrong expired card to the counter cashier, and the counter cashier immediately looked down and took out the real card.
No exchange of words --- nothing! She took it and came back to the man with an apology.
Verdict : Make sure the credit cards in your wallet are yours. Check the name on the card every time you sign for something and/or the card is taken away for even a short period of time.
Many people just take back the credit card without even looking at it.
FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!
SCENE 3 :Yesterday I went into a pizza restaurant to pick up an order that I had called in.
I paid by my Credit Card of course.
The young girl behind the counter took my card, swiped it, and then laid it on the counter as she waited for the approval, which is pretty standard procedure.
While she waited, she picked up her cell phone and started dialing.
I noticed the phone because it is the same model I have, but nothing seemed out of the ordinary.
Then I heard a click that sounded like my phone sounds when I take a picture.
She then gave me back my card but kept the phone in her hand as if she was still pressing buttons.
Meanwhile, I'm thinking: I wonder what she is taking a picture of, oblivious to what was really going on. It then dawned on me: the only thing there was my credit card, so now I'm paying close attention to what she is doing.
She set his phone on the counter, leaving it open.
About five seconds later, I heard the chime that tells you that the picture has been saved.
Now I'm standing there struggling with the fact that this girl just took a picture of my credit card.
Needless to say, I immediately canceled that card.
All I am saying is, be aware of your surroundings at all times
When you are in a restaurant and the waiter/waitress brings your card and receipt for you to sign, make sure you scratch the number off.
Some restaurants are using only the last four digits, but a lot of them are still putting the whole thing on there.